1. Introduction

Welcome to Senior Marketing Insurance Group Inc. (“SMIG”). These Terms and Conditions govern your use of our website, smig-inc.com, and any services provided through it. By accessing or using our website, you agree to these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our website and services.

2. Use of Our Website

You agree to use our website and services only for lawful purposes. You may not use our site in any way that could harm, disrupt, or interfere with the security or proper functioning of our website, our services, or other users.

Prohibited Activities include, but are not limited to:

•Attempting to gain unauthorized access to our website, servers, or systems.

•Using any automated system (such as bots, spiders, etc.) to access our website.

•Uploading viruses, malware, or any harmful code.

•Engaging in any activity that infringes on the rights of others, including intellectual property rights.

3. Intellectual Property

All content on this website, including text, images, logos, and graphics, is owned by or licensed to SMIG and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works based on this content without our express permission.

4. Disclaimer of Warranties

SMIG provides this website and its content on an “as-is” and “as-available” basis. We do not make any representations or warranties regarding the accuracy, reliability, or completeness of any information on our site. We disclaim all warranties, whether express or implied, to the fullest extent permitted by law.

5. Limitation of Liability

To the maximum extent permitted by law, SMIG and its affiliates will not be liable for any damages (including, but not limited to, direct, indirect, incidental, consequential, or punitive damages) arising from or related to your use of our website, inability to use the site, or reliance on any information provided through the site.

6. Privacy Policy

Your use of our website is also governed by our [Privacy Policy], which explains how we collect, use, and protect your personal information. By using our site, you consent to the practices outlined in our Privacy Policy.

7. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by SMIG. We are not responsible for the content, privacy practices, or terms of these third-party sites. Accessing these links is at your own risk, and we encourage you to review the terms and policies of any third-party site you visit.

8. Modifications to Terms

SMIG reserves the right to modify or update these Terms and Conditions at any time. We will notify users of any changes by posting the updated Terms on this page, with the date of the last update at the top. By continuing to use our website after such changes, you agree to the revised Terms and Conditions.

9. Governing Law

These Terms and Conditions are governed by the laws of the State of Missouri, without regard to its conflict of law principles. Any disputes arising out of or in connection with these Terms shall be resolved exclusively in the courts of Missouri.

10. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Senior Marketing Insurance Group Inc.

Email: info@smig-inc.com

Phone: (314) 887-9094

Address: 7100 Oakland Ave. St Louis, MO, 63117

11. SMS Consent

Please note that SMS opt-in consent and phone numbers collected for SMS purposes will not be shared with third parties or affiliates for marketing purposes. For more information about SMS consent, refer to this article.

12. Legal Disclaimer

These Terms and Conditions are provided as an example and should not be taken as legal advice. Please consult your legal counsel to ensure this document meets all legal requirements and adequately protects your company and users.