SMIG LEGAL
Terms & Conditions
Last updated: 11.12.2024
1. Introduction
Welcome to Senior Marketing Insurance Group Inc. (“SMIG”). These Terms and Conditions govern your use of our website, smig-inc.com, and any services provided through it.
By accessing or using our website, you agree to these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our website and services.
2. Use of Our Website
You agree to use our website and services only for lawful purposes. You may not use our site in any way that could harm, disrupt, or interfere with the security or proper functioning of our website, our services, or other users.
Prohibited Activities
- Attempting to gain unauthorized access to our website, servers, or systems
- Using automated systems such as bots or spiders to access our website
- Uploading viruses, malware, or harmful code
- Engaging in activity that infringes on the rights of others
3. Intellectual Property
All content on this website, including text, graphics, logos, and imagery, is owned by or licensed to SMIG and protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works without express written permission from SMIG.
4. Disclaimer of Warranties
SMIG provides this website and its content on an “as-is” and “as-available” basis. We do not guarantee the accuracy, reliability, or completeness of information provided on this website.
To the fullest extent permitted by law, all warranties, express or implied, are disclaimed.
5. Limitation of Liability
To the maximum extent permitted by law, SMIG and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website.
6. Privacy Policy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
7. Third-Party Links
Our website may contain links to third-party websites or services not owned or controlled by SMIG. We are not responsible for the content, privacy practices, or policies of those websites.
8. Modifications to Terms
SMIG reserves the right to modify or update these Terms and Conditions at any time. Updated terms will be posted on this page.
By continuing to use our website after updates are posted, you agree to the revised Terms and Conditions.
9. Governing Law
These Terms and Conditions are governed by the laws of the State of Missouri. Any disputes arising in connection with these terms shall be resolved exclusively in Missouri courts.
10. Contact Information
Senior Marketing Insurance Group Inc.
Email: info@smig-inc.com
Phone: (314) 887-9094
Address: 7100 Oakland Ave, St. Louis, MO 63117
11. SMS Consent
SMS opt-in consent and phone numbers collected for SMS purposes will not be shared with third parties or affiliates for marketing purposes.
- Messaging frequency may vary
- Message and data rates may apply
- Reply STOP at any time to opt out
- Reply HELP for assistance
Additional SMS consent information can be found here .
12. SMS Terms of Service
By opting into SMS from a web form or other communication method, you agree to receive SMS messages from Senior Marketing Insurance Group Inc.
These may include appointment reminders, scheduling notifications, operational communication, billing notifications, and follow-up messages.
Message frequency may vary. Message and data rates may apply. Reply STOP to opt out or HELP for assistance.
13. Legal Disclaimer
These Terms and Conditions are provided for informational purposes only and should not be considered legal advice. Please consult legal counsel to ensure compliance with all applicable laws and regulations.